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Trusted by 380,000+ policyholders

Insurance that treats you like a person.

Anchor offers home, auto, life and small-business insurance with transparent pricing, real human agents, and a claims process that doesn't insult you.

4.8 on Trustpilot A+ rated (AM Best)

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Bank-level encryption · We never sell your info

Coverage

Insurance, simplified

Six core products. Bundle two or more for an automatic 12% discount.

Home insurance

Coverage from $250k to $5M dwelling. Liability, contents, ALE. Same-day binders.

From $42/mo

Auto insurance

Full coverage, liability-only, and usage-based options. Bundle with home for max savings.

From $68/mo

Life

Term & whole life. From $14/mo.

Renters

Belongings + liability. From $12/mo.

Small business

GL, BOP, professional. From $35/mo.

Umbrella

$1M – $5M excess. From $22/mo.

How it works

From quote to covered in 10 minutes

1

Get your quote

Answer 5 questions. See your exact price — no estimates, no anchoring.

2

Customize coverage

Compare 3 levels of coverage. Each line item explained in plain English.

3

Sign & covered

E-sign, pay your first month, and you're covered immediately. Card cancellation is one tap.

Claims

The most-praised part of our service

When something goes wrong, the last thing you need is a fight. Anchor claims average 4 days to resolution — and we pay 96% of claims filed.

4d

Avg resolution

96%

Claims paid

File a claim

"Pipe burst, flooded the kitchen. Filed Saturday night. By Tuesday I had a check and a contractor recommendation. I'd been with my old insurer for 12 years and would've waited a month."

Amira M.

Home policyholder · 3 years

FAQ

Common questions

How are your rates so competitive?
We're direct-to-consumer (no broker commissions), we underwrite with modern data sources, and we run lean. About 30% of policyholders save vs their previous insurer.
Are you actually an insurer or a broker?
Both. We underwrite our own home and renters policies. For auto and life, we partner with A+ rated carriers. Either way, you have one point of contact: us.
Can I cancel anytime?
Yes. One-click cancel in the app. Refunds processed within 5 business days. No "cancellation fees" — ever.
Will my rate go up after a claim?
We use claim-free discounts but don't punitively raise rates after a single claim. Your renewal pricing is shown 30 days in advance, always.
Do I work with a real human?
Yes. Every customer has a dedicated agent. Available by phone, chat, or email — Mon to Sun, 7am to 11pm ET.

Get covered in 10 minutes.

See your exact price — no commitment, no credit pull, no spam.